Assessment of Affordability Provisions in the Exchange in House (H.R. 3962) and Senate (H.R. 3590) Health Reform Bills

In the tables below, the maximum and average costs projected for families (a family of three) and individuals IN THE EXCHANGE are displayed by income level. These figures use the current average cost of individual and family coverage to illustrate the differences between the House and Senate bills. The percentage of income required (or premium cap %) is the figure for the first year. In subsequent years, the premium cap percentages are adjusted under each bill.

Through the exchange -

Outside the exchange -

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